How It Works

Everything you need to know about the Stock Bracket Challenge.

What Is the Stock Bracket Challenge?

The AAII Stock Bracket Challenge takes the excitement of March Madness and applies it to the stock market. 16 stocks — seeded by how many AAII members follow them — compete in a single-elimination bracket over four weeks. Each matchup is decided by which stock delivers a higher return over the round window.

You pick your predicted winner for every matchup before the tournament starts, then earn points as your picks come true. Points double each round, so a correct Championship pick is worth 8 points — making late-round picks crucial. Ties are broken by the closest prediction for the champion's cumulative % gain.

How Are Stocks Seeded?

All 16 stocks are seeded 1–16 based on AAII member popularity — specifically, how many AAII members have added the stock to their watchlists or portfolios. The #1 seed is the most-followed stock among AAII members.

2026 Field — 16 Stocks
1AAPLApple
2MSFTMicrosoft
3AMZNAmazon
4NVDANVIDIA
5TAT&T
6VZVerizon
7PFEPfizer
8ABBVAbbVie
9JNJJohnson & Johnson
10XOMExxonMobil
11GOOGLAlphabet
12CVXChevron
13JPMJPMorgan Chase
14TSLATesla
15KOCoca-Cola
16BRK.BBerkshire Hathaway

First-Round Matchups

Standard single-elimination seeding: 1 vs 16, 2 vs 15, 3 vs 14, and so on.

1AAPL
vs
BRK.B16

Apple vs. Buffett — BRK.B's #1 holding IS Apple

8ABBV
vs
JNJ9

Direct pharmaceutical rivalry

5T
vs
CVX12

High-dividend face-off: telecom vs. energy

4NVDA
vs
JPM13

AI semiconductor darling vs. America's biggest bank

6VZ
vs
GOOGL11

Old telephone company vs. new communications empire

3AMZN
vs
TSLA14

Two of the most volatile American disruptors

7PFE
vs
XOM10

Post-pandemic pharma vs. Big Oil

2MSFT
vs
KO15

Cloud/AI giant vs. the ultimate defensive staple

The winner of each matchup is the stock with the higher return over the round window. In case of a tie, the stock with the higher cumulative return from prior rounds advances. In round 1 ties, the lower seed number (higher seed) advances.

Round Schedule & Scoring

RoundMatchupsPoints Each
Round of 168 matchups4 pts
Quarterfinals4 matchups8 pts
Semifinals2 matchups16 pts
Championship1 matchup32 pts

Maximum possible score: 128 points. One round per week — four weeks total. Round end dates are set by the tournament administrator.

Tiebreaker

If two or more brackets finish with the same score, the tiebreaker is the champion's cumulative % gain over the entire tournament window. The bracket whose prediction is closest to the actual figure wins.

When filling out your bracket, you'll enter your predicted total % gain for whichever stock you select as champion. Make it count — you only get one guess.

Prizes

1
1st Place
AAII Platinum Life Membership
2
2nd Place
Three-Year AAII Platinum Subscription
3
3rd Place
One-Year AAII Platinum Subscription

FAQ

What if two stocks tie?+

If two stocks finish a round with identical returns, the stock with the higher cumulative return from prior rounds advances. In round 1 ties, the lower seed number (higher seed) advances.

Can I edit my bracket after submitting?+

No. Once submitted, brackets are locked. This is intentional — the challenge is picking before the tournament begins. Plan your strategy carefully!

How do I check my standings?+

Visit the My Bracket page and enter your email address. No password required. Your email is your bracket identifier.

When are round results posted?+

Round results are entered by the AAII tournament administrator after each round window closes. Scores update automatically once results are submitted.

Can I submit multiple brackets?+

One bracket per email address. If you want to submit multiple brackets, use different email addresses.

How is the champion's cumulative gain calculated for the tiebreaker?+

It is the total percentage gain for the champion stock from the bracket lock date to the end of the Championship round. The administrator enters this figure after the tournament concludes.

AAII members have already picked these 16 stocks as their most-watched. See what else they're tracking — and get A+ grades on every one.

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